1. A Brush With Kindness (ABWK)

A Brush With Kindness program (ABWK) is an exterior home preservation and accessibility program that offers painting, ramps, hand rails/grab bars and other minor exterior repair services for homeowners in need. These projects have a maximum benefit amount of $3,000 per household. ABWK helps low-income homeowners impacted by age, disability and familial circumstances, who struggle to maintain the exterior of their homes, reclaim their homes with pride and dignity.

 

This ABWK/Small Repair program is the perfect hand-up solution for those in need, it is not a grant or gift of services. Repayment for the cost of each project will be determined by a sliding scale based on gross household income and current housing expense - some very low income homeowners may not be asked for repayment. For those projects where partial or full repayment may be required for materials/services provided, applicant/s will be extended an interest-free financing option.

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To qualify for our program, the applicant/s must:

 

· Demonstrate need for assistance

Inability of the homeowner to do the project physically and/or financially without HfH/RV assistance

· Low to Moderate Income

Have a household income that is below 80% of current year AMI for Jackson County.

· Willingness to partner

Must be able and willing to provide at least 10 hours of sweat equity for every $1,000 in estimated repairs. (Exceptions/Accommodations can be made for individuals with proven physical limitations.)

 

In addition you must also meet these guidelines:

· Applicants must own and reside in the home needing the repair.

· Home must be located within Jackson County.

· Applicant/s gross annual income must be under 80% of the Federal Median Income Levels for Jackson County (refer to the chart below). Income levels are based on the household size.

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For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.​

 

2. Critical Repair Program (CRP)

​The Critical Repair Program is a program designed for larger-scale projects that are directly and immediately impacting the livability, health and/or safety of the home. These projects have a maximum benefit amount of $15,000 per household. CRP helps low-income homeowners repair and/or adapt their home in order to continue providing a safe and affordable housing solution for the owners.

The CRP is a "last resort", hand-up solution for those in need, it is not a grant or gift of services. Approval will only be granted for applicants that are unable to afford the repair on their own and are unable to secure other financing/assistance. A zero-interest loan is provided to the homeowner for repayment of repairs provided. The loan is secured with a lien on the property.

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To qualify for our program, applicants must:

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· Demonstrate a Need for assistance

Based on the scope of work for the necessary repair(s) and the inability of the homeowner to do the project (physically/financially)

· Ability to pay

Have equity available in the home to cover total costs of repair(s). Repayment based on project costs financed on a zero interest loan and due upon sale or transfer.

· Willingness to partner

Must contribute sweat equity before & during the critical repair project. Each household is asked to provide 10 hours of sweat equity for every $1,000 in repairs. (Exceptions/Accommodations are made for individuals with proven physical limitations.)

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We are unable to replace roofs, HVAC systems and other repairs covered by area Weatherization Programs.

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In addition you must also meet these guidelines:

· Applicants must own and reside in the home needing the critical home repair.

· Must not be a manufactured home (both in a park and on private land). 

· Home must be located within Jackson County.

· Applicant/s gross annual income must be between 40%-80% of the Federal Median Income Levels for Jackson County. (Refer to chart below). Income levels are based on the household size.

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For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.